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This card is the most rewarding for travel, with 5x on flights booked directly with the airline or through Amex Travel (on up to $500,000 on these purchases each calendar year) and 5x on hotels booked through Amex Travel.
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The American Express® Gold Card is widely known as having some of the best spending category bonuses of any card on the market. This card has a reasonable annual fee, great bonus, and plenty of perks that are valuable to just about anyone.
REWARDS RATES
INTRO OFFER 60,000 bonus points. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
ANNUAL FEE $95
RECOMMENDED CREDIT 670-850 Excellent/Good
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The card recently revamped its earning rates. Now, you can rack up 5 points per dollar on travel booked through the Ultimate Rewards portal, 3 points per dollar on dining and select streaming services, 3 points per dollar on online grocery purchases (excluding Target, Walmart and wholesale clubs), 2 points per dollar on other travel purchases, and 1 point per dollar on all other eligible purchases.
REWARDS RATES
INTRO OFFER $750 Earn $750 bonus cash back (75,000 points) after you spend $6,000 on purchases in the first 3 months from account opening
ANNUAL FEE $0
RECOMMENDED CREDIT 670-850 Good, Excellent
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The Ink Business Unlimited has a very simple earning model: 1.5X points on all purchases. There are no rotating or bonus categories and no spending cap on the cash back.
REWARDS RATES
INTRO OFFER $350 Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
ANNUAL FEE $0
RECOMMENDED CREDIT 670-850 Good, Excellent
With the Ink Cash, you’ll earn 5% cash back on the first $25,000 you make in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services. Plus, you’ll earn 2% cash back on the first $25,000 you make in combined purchases at gas stations and restaurants each account anniversary year. You’ll earn 1% cash back on all other purchases, including on spending over $25,000 each account anniversary year in the 5% and 2% categories.
REWARDS RATES
INTRO OFFER Earn 5x points on all eligible purchases for the first five days, up to 50,000 bonus points
RECOMMENDED CREDIT 670-850 Excellent, Good
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Earn 3 points per dollar on dining, 2 points per dollar on travel and 1 point per dollar on other transactions, including rent. You can earn up to 100,000 points from rent payments per year, plus opportunities to earn double points in other categories on the first day of each month.
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