HomeNew Transfer Bonus: Chase adds 20% to Air Canada Aeroplan

New Transfer Bonus: Chase adds 20% to Air Canada Aeroplan

New Transfer Bonus: Chase adds 20% to Air Canada Aeroplan

Chase just launched a transfer bonus to Air Canada Aeroplan, which means the flights you want can cost fewer points. Here is exactly how the bonus works, and the business class routes worth booking with it.

New Transfer Bonus: Chase adds 20% to Air Canada Aeroplan

by Julia Portela

August 12, 2026 Reading Time: 5 min read

Advertiser Disclosure: Journey on Points has partnered with CardRatings for our coverage of credit card products and may receive a commission at no cost to you.


From August 12 through September 30, 2026, Chase is giving a transfer bonus when you move Ultimate Rewards points to Air Canada Aeroplan. That means the awards you already want can cost noticeably fewer points. Below I break down exactly how the bonus works (there is a catch), and the flights I would actually book with it.

IN THIS POST
  1. 1.The offer
  2. 2.How to get 20% vs 30%
  3. 3.Europe in business class
  4. 4.Asia in business class
  5. 5.More sweet spots
  6. 6.Is it worth it?
  7. 7.Need more Chase points?

The Offer

From August 12 to September 30, 2026, transfer Chase Ultimate Rewards to Air Canada Aeroplan and get a 20% bonus. So 1,000 Chase points become 1,200 Aeroplan points.

Eligible Chase points include those earned on the Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, Ink Business Preferred, and J.P. Morgan Reserve.

How to Get 20% vs 30%

This is the part people get wrong, so let me make it crystal clear:

READ THIS FIRST
From your own Chase account, you will only ever see the 20% bonus. The extra 10% (for 30% total) is a separate card benefit: you must hold the Chase Aeroplan credit card and transfer at least 50,000 Chase points in a single transaction. The card's 10% bonus is capped at 25,000 bonus Aeroplan points per calendar year. No Aeroplan card, no 30%.

Quick example with the full 30%: 50,000 Chase points become 65,000 Aeroplan points. But again, that 30% only happens if you have the Chase Aeroplan card and transfer 50,000 or more in one transaction.

Europe in Business Class

Here is where this bonus shines. East Coast to Europe in business class is just 60,000 Aeroplan points, which drops to about 50,000 Chase points after the 20% bonus. From the West Coast it is a bit more.

RouteAirline & cabinPoints beforeAfter 20% bonus
East Coast to GermanyLufthansa business60,00050,000
JFK to FrankfurtSingapore business60,00050,000
East Coast to ZurichSwiss business60,00050,000
West Coast to Frankfurt or MunichLufthansa business75,00063,000

Pro tip: to avoid mixed-cabin itineraries (where part of your trip is not actually in business class), click "more options" when you search and exclude mixed cabin.

JFK-FRA Flying Lufthansa or Singapore Airlines
JFK-FRA Flying Lufthansa or Singapore Airlines
SFO-MUC Flying Lufthansa
SFO-MUC Flying Lufthansa

Asia in Business Class

ANA to Tokyo is one of the best uses of Aeroplan, but availability is the hard part: it tends to open either last minute or almost a year in advance, and there is often just 1 seat. There is usually good space to and from Hawaii. ANA first class for 120,000 points (100,000 after the bonus) is a true unicorn. If you see it, book it. EVA Air to Taipei is another strong option from the West Coast.

RouteAirline & cabinPoints beforeAfter 20% bonus
Hawaii to/from TokyoANA business55,00046,000
Mexico City to TokyoANA business85,00071,000
LAX to TokyoANA business85,00071,000
US to TokyoANA first120,000100,000
West Coast to TaipeiEVA Air business85,00071,000
MEX-NRT Flying ANA
MEX-NRT Flying ANA
SEA-TPE Flying EVA Air
SEA-TPE Flying EVA Air

More Sweet Spots

A few more that are easy to overlook: nonstop economy from Florida to Fortaleza, Brazil on GOL, cheap domestic flights, and business class to Cairo on EgyptAir nonstop from JFK.

RouteAirline & cabinPoints beforeAfter 20% bonus
Florida to Fortaleza, BrazilGOL economy (nonstop)30,00025,000
Domestic flightsUnited economy10,0009,000
JFK to CairoEgyptAir business (nonstop)75,00063,000
MCO-FOR Flying GOL
MCO-FOR Flying GOL
JFK-CAI Flying Egypt Air
JFK-CAI Flying Egypt Air

Is It Worth It?

Only if you have a specific award in mind. Do not transfer just because there is a bonus, these Aeroplan bonuses come around regularly, several times over the past few years. The right order is always: find the award you want, confirm it is available, calculate how many Chase points you need after the 20% bonus, and then transfer. Transfers to Aeroplan cannot be reversed.

Need More Chase Points?

You can transfer to Aeroplan from several programs (Amex, Capital One, Bilt, and more), but right now Chase is the only one offering a bonus. So if you earn Chase points, this is your moment.

Want to stock up before the bonus ends on September 30? These cards earn transferable Ultimate Rewards:

Chase Sapphire Preferred Card
BEST FOR BEGINNERS
Chase Sapphire Preferred Card
Annual fee: $95
WELCOME BONUS
Earn 75,000 points after you spend $5,000 on purchases in your first 3 months.
5x points on travel booked through Chase Travel
3x points on dining, select streaming, online groceries, gas and EV charging, and vacation homes
2x points on all other travel
1x points on everything else
Noteworthy Perks
  • $100 hotel credit on hotels booked through Chase Travel.
  • 1 year of Apple TV.
  • Up to $120 TSA PreCheck, Global Entry, or NEXUS credit.
  • Online groceries exclude Walmart, Target, and wholesale clubs.
Terms apply.
Apply Now
Chase Sapphire Reserve
PREMIUM GREAT FOR LOUNGE ACCESS
Chase Sapphire Reserve
Annual fee: $795
WELCOME BONUS
Earn 100,000 bonus points after you spend $6,000 on purchases in your first 3 months.
8x points on Chase Travel (including The Edit)
4x points on flights and hotels booked directly
3x points on dining, including eligible delivery
1x points on everything else
Noteworthy Perks
  • $850+ in annual value with the Chase Sapphire Reserve Lounge Network and complimentary Priority Pass Select.
  • $300 annual travel credit.
  • $500 credit for stays with The Edit.
  • $250 credit for select Chase Travel hotels.
  • $300 annual dining credit.
  • $300 annual StubHub credit.
  • Up to $288 in annual Apple value.
  • $120 in annual Lyft in-app credits.
  • $120 annual Peloton membership credit.
  • $120 DashPass value.
Over $3,000 in annual value across these credits. Enrollment required for some benefits. Terms apply.
Apply Now
Chase Ink Business Cash Credit Card
$0 ANNUAL FEE JOP FAVORITE
Chase Ink Business Cash
LIMITED-TIME OFFER
$750 $1,000 bonus cash back after you spend $8,000 on purchases in your first 4 months.
5% cash back on business essentials (first $25,000 a year at office supply stores and on cellphone, landline, internet, and cable TV services)
2% cash back on dining and gas (first $25,000 a year)
5% cash back on Lyft rides
1% cash back on all other purchases
Noteworthy Perks
  • Complimentary three-month Instacart+ membership.
  • 0% intro APR for 12 months.
  • No annual fee.
Terms apply.
Apply Now

Learn how to earn 5x points per dollar with this card - read this article.

Chase Ink Business Preferred Credit Card
BEST FOR TRANSFER PARTNERS
Chase Ink Business Preferred
Annual fee: $95
WELCOME BONUS
Earn 100,000 bonus points after you spend $8,000 on purchases in your first 3 months.
3X points on the first $150,000 spent each anniversary year on travel and select business categories (shipping, internet, cable, phone, and online advertising), then 1X
5X points on Lyft rides through 9/30/27
1X points on all other purchases
Noteworthy Perks
  • Points transfer 1:1 to Chase travel partners, including Air Canada Aeroplan.
  • Purchase Protection: covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Complimentary DashPass by DoorDash.
  • Book through Chase Travel for competitive rates and premium benefits.
  • Zero Liability, so you are not held responsible for unauthorized charges.
  • Your points do not expire as long as your account is open.
Member FDIC. Terms apply.
Apply Now

Support Journey on Points: if these breakdowns help you, applying through our links is the best way to say thanks at no cost to you.

Bottom Line

Chase's 20% bonus to Aeroplan (30% if you hold the Aeroplan card and transfer 50,000+ at once) can seriously cut what you pay for premium cabins, business class to Europe from about 50,000 Chase points, ANA to Tokyo, EVA to Taipei, and more. Just find your award first, confirm the space, and only transfer once you are ready to book.


Advertiser Disclosure: Journey on Points has partnered with CardRatings for our coverage of credit card products and may receive a commission at no cost to you. Only the best cards are recommended.

Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Julia Portela
New Transfer Bonus: Chase adds 20% to Air Canada Aeroplan | Journey on Points